Start your Journey to Financial Freedom!
The goal of the JN Financial Academy is to transform lives and provide hope, information and a platform for participants to embrace their role and responsibility in the quest for financial freedom.
Common Credit Card Myths
There are many myths about credit cards that either make people reluctant to get them or misuse them. Here are some common credit card myths
find out moreSavings
Savings generally represent only one part of an individual’s assets, and unlike investments, have minimal exposure to risk.
Investments
Maximize your financial growth with smart investment choices. Discover a wealth of information on various investment options, strategies, and expert tips in our comprehensive article.
Insurance
Insurance can be used to create, preserve and transfer wealth
Credit
This is defined as money that is loaned by a creditor – it helps us make investments on our journey to financial independence.
Estate Planning
Learn how to protect your assets, secure your legacy, and ensure your loved ones' financial future. Explore essential estate planning tips and strategies in our informative article today
Business
Discover essential business insights and strategies in our latest article. Explore tips, trends, and expert advice to help your business thrive in today's competitive landscape.
Retirement
Plan your retirement with our expert guidance. Explore retirement strategies, investment options, and lifestyle choices to help you achieve financial freedom and peace of mind in your golden years. Dive into our retirement articles for valuable insights.
Increase your
Financial IQ
An investment is an item, asset, or interest acquired with the intention for it to appreciate in value and/or generate income over time.
In the world of finance investing is the act of putting your money to work for a period of time in a project, business, or undertaking in order to generate positive returns investopedia.com
First step in creating your financial plan is to decide on your financial goals which they want to achieve. Once you have your goals decided, follow the next few steps:
- Track your money and budget for your goals – whether it be lunch money, Christmas gifts or the extra change from going to the shop plan for how you will manage it and what portion will go toward your financial goals.
- Seek potential income through entrepreneurship, doing extra chores for an allowance, tutoring, becoming a Youtuber etc.
- Wherever possible protect assets, investments and human resource through insurance.
- Avoid high-interest debt at all costs.
- Save and invest – while savings give a sturdy platform for your financial goals to build wealth you must invest.
- Pad your security blanket – as you move toward and even achieve your financial goals never stop adding to your retirement fund, insurance and emergency fund.
Generational wealth is acquiring long term assets that will benefit your children and grandchildren, these assets may even continue increasing in value over time (appreciation). Generational wealth also involves protecting your assets against risk and inflation through insurance, emergency funds and continuously seeking new opportunities to invest.
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Take control of your financial future by enrolling in our comprehensive, free online courses. Learn budgeting, debt management and more with expert guidance!
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Discussion
Join the conversation on budgeting, utilizing credit to increase wealth, strategies to eliminate debt, improve your financial IQ and well-being , and so much more.
Engage with experts, share insights and get on the road to financial independence.
FAQs
The JN Financial Academy (JNFA) is an institution established by the JN Group to empower JN members to achieve financial freedom by providing information, training, and mentoring to make better financial decisions.
JNFA provides financial literacy and coaching support and aims to influence public narrative about financial inclusion, savings and borrowing trends and consumer education, by undertaking research and engaging in public dialogue. The JNFA is spearheaded by the JN Foundation, the philanthropic arm of the JN Group.
JNFA will offer workshops, seminars, presentations and courses aimed at increasing the level of awareness and financial literacy of JN members. Content to be delivered will focus on:
- Responsible Use of Credit
- Budgeting and saving
- Planning for retirement
- Entrepreneurship Training
- Tools to financial Independence
- Estate Planning
JNFA is a flagship member benefit and was established by the JN Group as a solid demonstration of its People First commitment. It is open to members of all ages.