Financial Tips

Not budgeting? Begin today using one of the following tools:

  1. Budget Apps
  2. Envelopes
  3. Microsoft Excel Sheet
  4. Pen and Paper 

Past payment history will greatly influence the terms and conditions you are able to get when applying for a loan. Honour your loan commitments! 

Take advantage of Social benefits! Ensure you are contributing to NIS (National Insurance Society) and NHT (Nation Housing Trust)
Ensure you have enough money in retirement, start early and create multiple streams of income.    

Insurance protects you and your family against the risks of an uncertain future - It is like a Financial Safety Belt.

Know your Credit Score, contact a credit bureau and get your free credit report every year
Credit should be used primarily to improve your financial security. Next time you take a loan, bear that in mind.

Find ways to keep money in your pocket.

  • Take advantage of rewards and discounts
  • Practice energy conservation in all its forms
  • Plant a backyard garden 

A family that agrees on and work towards their Financial Goals is bound to achieve them faster.
Saving alone will NEVER make you wealthy. You must Invest!

Take responsibility for your financial education this will pay big dividends. Learn something new everyday! 

Buy insurance, it is a useful tool for the Financial Freedom Kit. Use insurance to Preserve, Create and Transfer Wealth
People are living longer, make sure you plan carefully for your golden years. Your Children are not your Pension!

Formula for Financial Success (10-10-80). Save, Give, Spend.

Practice makes Perfect - BUDGET consistently
Budget to take care of your needs before your wants.

An Emergency can strike at any time. Make sure you have an emergency fund in place.

It’s amazing how fast money adds up: save and invest consistently
Buy insurance when you are young, it cost less!